Wealth Management
My approach to wealth management starts with listening. When I understand what matters most to you, I can bring clarity to complex decisions and create a plan that supports your life today and your legacy tomorrow.
I offer a personal approach to wealth management and growing your long-term investments.
I offer a personal approach to wealth management, outlining clear strategies and recommendations across all areas of your financial planning, investment portfolio management, and growing your long-term investments.
I bring a straightforward philosophy to wealth managment focused on you. Our relationship is a personal one; built on trust and understanding, an understanding between you and us that allows us to work expertly with your wealth management and across all aspects of your financial life.
I am highly skilled, experienced and qualified in the evaluation, construction and ongoing management of client investment portfolios. I provide tax-efficient financial strategies for both your financial protection and future retirement.
Additionally, I also provide wealth management and tax mitigation services which include pensions planning and management, investment portfolio management, and estate planning services, aimed at enhancing the income and growth of your long-term investments in a tax efficient way.
I can also help you with such things as:
Financial Planning
Helping you identify your key goals and objectives, and then helping you to achieve these by managing your finances in the most effective way.
Portfolio Management
I am highly skilled, experienced and qualified in the evaluation, construction and ongoing management of client investment portfolios.
Retirement Planning
I have a wealth of experience at evaluating existing pensions and assessing whether they remain competitive or should be reorganised and/or transferred to another scheme.
I advise on accumulating wealth for retirement, help you to preserve that wealth such that it serves its purpose throughout your retirement, and will advise you on the most appropriate means for generating an “income” from your funds.
Tax Planning
The impact of tax deductions can substantially limit wealth accumulation, especially when saving over the long term. Limiting these deductions can therefore be a low-risk means of enhancing the growth rate of your portfolio.
This can be achieved through a variety of approaches, each of which has merits and drawbacks depending upon your individual situation.
Estate Planning
While death and taxes may be certain, this does not mean that they cannot be planned for in advance.
Careful thought, consideration and planning help maximise your enjoyment of your wealth during your lifetime, prevent unnecessary disputes and burdens following your death, and ensure that a liability to tax does not arise unnecessarily.
Protection Planning
Few like talking about the risk and potential implications of death, illness or incapacity within a family. However, the consequences of inadequate planning in this area could be devastating, with financial hardship and potentially little that can be done retrospectively to alleviate this.
I can help you calculate your protection needs, evaluate the adequacy and cost-effectiveness of your existing arrangements, and make recommendations for additional cover as appropriate.
Shaun Hart FPFS, AIFP, CFPCM, Certs CII (MP & ER)
- 01273 486 220
- 07876 386 577
Shaun Hart is a Fellow of the Personal Financial Society and a holder of both the Chartered Financial Planner and Certified Financial Planner (CFPCM) qualifications.
Past performance is not a guide to future performance and may not be repeated. The value of investments and the income from them may go down as well as up and investors may not get back the amount originally invested.
The Financial Conduct Authority does not regulate estate planning, tax planning or cash flow modelling.
Our Core Principles
The principles that guide every client relationship and every piece of advice I give.
Stewardship
I act with care and responsibility in every decision, protecting your interests as if they were my own.
Optimism
I approach every challenge with a positive mindset and belief in what’s possible for your future.
Excellence
Precision
I focus on clarity, accuracy, and attention to detail in every aspect of your financial plan.
Outperform
I aim not just to meet expectations, but to continually raise them, for myself and my clients.