Estate Planning
Helping you plan how your wealth is passed on, so you can support the people and causes that matter most to you and create a legacy for those you love.
Planning your legacy with clarity and care.
Estate planning is about more than finances. It is about ensuring your wishes are respected, the right people are supported, and your wealth is passed on in a way that aligns with your values.
I help you understand your options clearly and guide you through the steps needed to plan your estate with confidence. Together, we will explore how your financial arrangements, wishes and long-term goals can come together to form a clear, well-structured plan.
What estate planning helps you achieve
Effective estate planning can help you:
- understand how your assets may be passed on
- plan for the people and causes that matter most to you
- consider the role of trusts, gifting and beneficiary arrangements
- understand how inheritance tax may affect your estate
- prepare your finances so the process is smoother for those you leave behind
Estate planning brings clarity to a sensitive area of life, allowing you to approach the future with confidence and peace of mind.
My approach to estate planning
1. Understanding your wishes
We begin by discussing what you want to happen to your estate, who you wish to provide for, and any specific goals or concerns you have. This shapes the direction of your plan.
2. Reviewing your financial position
I assess your assets, liabilities, investments, pensions and existing arrangements. This provides a clear picture of what may form part of your estate and how it may be treated.
3. Exploring estate planning options
I explain the considerations that may be relevant to you, such as inheritance tax, gifting strategies, pensions, and how assets can be structured. I will help you understand the potential implications in a clear and straightforward way.
4. Keeping your plan updated
Your circumstances, wishes and family dynamics may change over time. Estate plans are reviewed regularly to help ensure they remain aligned with your goals and intentions.
How estate planning differs from other services
Estate planning focuses specifically on:
- what you want to happen to your wealth
- who you want to benefit
- how your estate may be structured
- how to prepare for the long term
It differs from:
- Wealth Management, which focuses on growing and managing your assets
- Tax Planning, which considers how tax rules may influence decisions
- Retirement Planning, which focuses on income and future lifestyle
- Protection Planning, which safeguards your financial position during life
Estate Planning brings a long-term, legacy-focused view that complements each of these areas.
Shaun Hart FPFS, AIFP, CFPCM, Certs CII (MP & ER)
- 01273 486 220
- 07876 386 577
Shaun Hart is a Fellow of the Personal Financial Society and a holder of both the Chartered Financial Planner and Certified Financial Planner (CFPCM) qualifications.
Tax treatment depends on the individual circumstances of each client and may be subject to change in the future. For guidance, seek professional advice.
The Financial Conduct Authority does not regulate estate planning, tax planning or cash flow modelling.
Our Core Principles
The principles that guide every client relationship and every piece of advice I give.
Stewardship
I act with care and responsibility in every decision, protecting your interests as if they were my own.
Optimism
I approach every challenge with a positive mindset and belief in what’s possible for your future.
Excellence
Precision
I focus on clarity, accuracy, and attention to detail in every aspect of your financial plan.
Outperform
I aim not just to meet expectations, but to continually raise them, for myself and my clients.