Financial Planning

Helping you bring clarity to your financial life and make confident decisions, so you can build a structure that supports the future you want.

A personalised plan shaped around your goals.

Financial planning begins with understanding what matters most to you. Your goals, responsibilities, ambitions and concerns all shape the direction of your life, and your financial plan should reflect that. My role is to bring clarity to your options and help you create a structure that supports the future you want.

Working together, we will explore the choices ahead of you, simplify complex decisions, and build a long-term plan that aligns your money with your priorities.

What financial planning helps you achieve

Good financial planning gives you:

  • clear understanding of your current position
  • confidence that your decisions are moving you closer to your goals
  • a long-term structure you can rely on
  • the peace of mind that comes from working with a Chartered Financial Planner
  • support in adapting your plan as life evolves

This is not about products. It is about understanding where you are, defining where you want to be, and creating a practical path between the two.

My approach to financial planning

I am highly skilled, experienced and qualified in the evaluation, construction and ongoing management of client investment portfolios.

1. Understanding your goals

We begin with an open conversation. I listen to what you want your future to look like, the milestones you hope to reach, and the concerns you want to remove.

2. Assessing your current position

I review your income, spending, assets, liabilities, existing investments and policies to give you a clear picture of your starting point.

3. Building your long-term plan

I explain your options in a way that is easy to understand and set out a strategy that supports your goals. This may include savings structure, investment planning, retirement modelling, or planning around major life decisions.

4. Keeping your plan on track

Your life will change, and your financial plan should evolve with it. I stay in touch regularly to review progress, adapt your plan where necessary, and help you make confident decisions at every stage.

How financial planning differs from other services

Financial planning is your overall roadmap.

The following areas all sit within it:

  • Wealth Management focuses on how your investments are structured and managed.
  • Retirement Planning looks at how and when you want to retire and the income you will need.
  • Tax Planning considers how to use allowances and reliefs to improve tax efficiency.
  • Estate Planning ensures your wealth passes on as smoothly as possible.
  • Protection Planning safeguards your family and financial position from unexpected events.

Financial planning brings all these elements together into one clear, structured strategy.

Financial Planning
CII Chartered Financial Planner

Shaun Hart FPFS, AIFP, CFPCM, Certs CII (MP & ER)

Shaun Hart Chartered Financial Planner

Shaun Hart is a Fellow of the Personal Financial Society and a holder of both the Chartered Financial Planner and Certified Financial Planner (CFPCM) qualifications.

Past performance is not a guide to future performance and may not be repeated. The value of investments and the income from them may go down as well as up and investors may not get back the amount originally invested.

The Financial Conduct Authority does not regulate estate planning, tax planning or cash flow modelling.

Our Core Principles

The principles that guide every client relationship and every piece of advice I give.

Stewardship

I act with care and responsibility in every decision, protecting your interests as if they were my own.

Optimism

I approach every challenge with a positive mindset and belief in what’s possible for your future.

Excellence

I pursue the highest standards in everything I do, from advice to outcomes.

Precision

I focus on clarity, accuracy, and attention to detail in every aspect of your financial plan.

Outperform

I aim not just to meet expectations, but to continually raise them, for myself and my clients.

Integrity

I do what’s right, every time, guided by honesty, transparency, and professional ethics.